Clear and simple guidance to help older people find their way through the care maze
Although you are thinking about funding care, if you haven't already done so, buying a funeral plan at this time is usually a good idea.
This allows for the pre-payment of the cost of a funeral and fixes that cost at *today's prices.
A plan allows you and your family to think in advance about the type of funeral that you would like.
It will cover most services required and means that when the time comes the funeral can be arranged with a simple phone call.
In the event that funds were to run down to local authority funding levels, the pre-purchase of the funeral may protect a little more of the remaining estate for your beneficiaries.
Most importantly, if your family is away at the time of your death, your care home can implement your plan and instruct the funeral director in the knowledge that your wishes are already known.
*Funeral costs in the UK are rising every year. According to the 2018 SunLife Cost of Dying Report the average cost of a funeral in
2004 was £1,920, today it is £4,271**. That's an increase of 122% - well above inflation(source: Golden Charter Website)