Clear and simple guidance to help older people find their way through the care maze
Advice on Care | Funding Long Term Care | Long Term Care Fees | Residential Care | Nursing Care
Paying for Long Term Care in England | Paying for Long Term Care in a Care Home | Paying for Care in my own home
Long Term Care | Financial Advice
Social care isn't free, so it is likely you will have to pay something. How much will depend on your circumstances, your income and your assets.
The first step is to get an assessment of needs from your local council. This helps to decide the level of care you need and how much you should pay towards it. The process has been described earlier in SOCIAL SERVICES
Healthcare provided by the NHS is free but when older people require care the boundaries between healthcare and social care can become blurred, and NHS funding can appear complex. We have covered NHS FUNDED CARE earlier in this website.
If you have less than £23,250 you may get some financial support from your local council. In some circumstances the value of your home will be included in any financial assessment to establish who pays for your care. There are differences between receiving CARE AT HOME and RESIDENTIAL CARE
If you are paying for care at home or in residential care, you or your family may be concerned about the consequences of your money running down. If so you may want to investigate different ways of paying for your care. There is lots of information on the internet, some of it is very good but you always run the risk of finding "out of date" or inaccurate information. A local charity may be able to offer you some guidance and a good place to start is looking for organisations in YOUR AREA
For more specialist advice it would be a good idea to speak to a dedicated care fees advisor. Care Fees Advice, or care fees planning, is a specialist type of financial advice, provided by financial advisers, who are regulated by the Financial Conduct Authority (FCA). Usually this type of advice is sought when someone requires Long Term Care and are moving into a care home; sometimes people seek advice when looking for ways to fund care at home.
Read more about specialist Care Fees Advice here.
* This website currently covers the care system in England. There are differences in how care is delivered and funded in Northern Ireland, Scotland and Wales. If you reside in either of these countries we would suggest a good starting point would be the Age UK offices for your country. Please click the link Northern Ireland, Scotland, Wales